Fix Your Ride Today. Easy Payments with Shift and Fix Card.

 No. Checking to see if you pre-qualify is a "soft" credit inquiry, which means it will not impact your credit score. You can see your options with zero risk before you decide to move forward. 

 It is a dedicated credit line through Synchrony Bank designed specifically for your vehicle. It gives you a way to pay for repairs, tires, and tech upgrades over time. Plus, you can use it at over 1,000,000 auto-related locations nationwide and keep it as a permanent emergency backup for your car. 

Managing your Shift and Fix financing is easy through Synchrony Bank. You have three convenient ways to stay on top of your interest-free plan:

• Pay Online: Securely manage your account and pay your bill 24/7 on the Synchrony website or App.
• Pay by Phone: Call 1-866-396-8254 (available Mon–Sun, 7:30 AM to Midnight EST) to pay over the phone with a customer service representative.
• Pay by Mail: You can mail your payment directly to Synchrony Bank, P.O. Box 960061, Orlando, FL 32896.

 Every purchase of $199.99 or more qualifies for a 6 or 12-month promotional period. To pay $0 in interest, you simply need to pay your balance in full before your 6 or 12-month term ends. It’s a great way to get your car fixed now without the extra cost of interest. 

 Promotional Rate: 0% APR if the balance is paid in full within the 6 or 12-month promotional period 

• Purchase APR: 34.99%
• Penalty APR: 39.99%
• Minimum Interest Charge: $2.00

Note to Cardholders: If you already have an account, please refer to your specific credit card agreement for your current terms. All financing is subject to credit approval.

 Beyond Shift and Fix, your card is accepted at over 1,000,000 auto-related locations nationwide. This includes gas stations (like Chevron, Texaco, and Mobil) and major auto shops, making it the perfect "emergency card" for your vehicle. 

 No. There is no annual fee to keep the card. You only pay for the services you receive, and as long as you pay off your promotional purchases on time, you can enjoy a dedicated credit line for your car at no extra cost. 

 You are encouraged to! To ensure your balance is paid in full before the 6 or 12-month interest-free period ends, you can pay any amount above the minimum at any time through the Synchrony app or website. There are no prepayment penalties.